We ensure the quality

medicare PLANNING

We ensure the quality

MEDICARE PLANNING

We ensure the quality

medicare PLANNING

We Offer The Best Services

New to Medicare

You are not alone – we will guide you through the enrollment process.

Are you turning 65 within the next year or planning to retire later on?

Whether you're approaching Medicare eligibility or planning ahead for retirement, it's important to understand your healthcare options before making any decisions. We’re here to help you review the basics of Medicare — including what’s covered, what’s not, and what it might cost — so you’ll know exactly what to expect when the time comes.

If you're still working and have employer-sponsored health insurance, we can help you compare your current group coverage to what Medicare offers. This ensures you understand how Medicare works with your existing plan and whether it makes sense to enroll now or delay coverage without facing penalties.

When you're ready to enroll in Medicare, we’ll go a step further by helping you explore and evaluate alternative plan options — such as Medicare Advantage or Medicare Supplement plans — to find the coverage that best fits your health needs and budget, as outlined in the next section. Our goal is to help you make confident, informed choices every step of the way.

Plan Review and Options

You have many plans to choose from – let’s find the right one for you!

We’ll take the time to thoroughly review your current health needs and evaluate whether your existing Medicare plan is truly meeting those needs. It's important to make sure you're receiving all the benefits you're entitled to — and just as important, that you're not overpaying for coverage or services you don’t use.

Could there be a plan available that offers lower prescription drug costs? Are you missing out on valuable extra benefits like dental, vision, hearing, transportation, or over-the-counter allowances that your current plan may not provide? These are important questions, and we're here to help you find the answers.

Our team researches all available options in your area based on your unique healthcare needs and budget. Once we identify a plan that better fits your lifestyle, we guide you through the enrollment process step by step — making it simple, clear, and stress-free..

Have Medicare and Medicaid?

You may qualify for a Special Needs Plan with extra benefits.

Are you enrolled in Medicare and also receiving Medicaid?

If so, you may be eligible for a special type of Medicare Advantage plan known as a Dual Eligible Special Needs Plan (D-SNP). Many seniors who qualify for Medicaid aren’t aware that they may also qualify for these specialized plans — which often provide enhanced medical benefits and added services not available through Medicaid or Original Medicare alone.

These plans can offer a wide range of valuable extras, such as $0 copays, lower prescription drug costs, dental, vision, hearing, transportation to medical appointments, over-the-counter product allowances, and even monthly grocery or utility bill support in some areas.

We’ll help you determine your eligibility, compare available plans in your area, and walk you through the enrollment process to ensure you’re getting the maximum benefits you deserve — all at no cost to you.

Plans for Veterans

Many plans offer extra benefits beyond VA or Tricare coverage.

If you're a veteran enrolled in Medicare Part A and Part B, you may be eligible for $0 monthly premium Medicare Advantage plans available in many areas across the country. These plans often feature large provider networks and offer valuable extra benefits that go beyond Original Medicare — including dental, vision, hearing services, over-the-counter allowances, fitness memberships, and more. Depending on where you live.

Some plans may even include a Part B premium reduction, putting money back in your pocket each month. These added features can make a significant difference in your overall health and well-being, while helping reduce out-of-pocket healthcare costs.

Expensive Prescription Drugs

Let’s see if you qualify for programs to reduce your prescription costs.

Social Security offers Extra Help with prescription drug costs, and if you qualify, you may save on prescription drug-related costs. Qualification is based on income and financial resources.

We can help you apply for Extra Help. This program may also pay your monthly Part D prescription premium or any late Part D enrollment penalties.

Our agents are also knowledgeable in different prescription drug discounts and advocacy programs that may benefit you.

By Appointment Only

📍389 Palm Coast Parkway SW Suite 3-R

Palm Coast, Florida 32137

(386) 282-7888
[email protected]

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Innovation

Fresh, creative solutions.

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Integrity

Honesty and transparency.

Excellence

Excellence

Top-notch services.

INQUIRIES


© 2025. Turner Insurance. All Rights Reserved.

We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov

Image

Innovation

Fresh, creative solutions.

Image

Integrity

Honesty and transparency.

Excellence

Excellence

Top-notch services.

© 2025. Turner Insurance. All Rights Reserved.

We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at www.medicare.gov

📍 389 Palm Coast Pkwy SW, Suite 3-R,

Palm Coast, FL 32137

© 2025 Turner Insurance. All Rights Reserved.

We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov

📍 389 Palm Coast Pkwy SW, Suite 3-R,

Palm Coast, FL 32137

© 2025 Turner Insurance. All Rights Reserved.

We do not offer every plan available in your area. Currently, we represent 8 organizations which offer 75 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all of your options. This is a proprietary website and is not associated, endorsed or authorized by the Social Security Administration, the Department of Health and Human Services or the Center for Medicare and Medicaid Services. This site contains decision-support content and information about Medicare, services related to Medicare and services for people with Medicare. If you would like to find more information about the Medicare program please visit the Official U.S. Government Site for People with Medicare located at http://www.medicare.gov